Strategic Services for Every Stage of Your Retirement Journey
Specialized expertise designed to maximize your superannuation, optimize tax outcomes, and secure your financial independence.
Retirement planning isn't one-size-fits-all. The strategy that works for a 45-year-old professional differs completely from what a 65-year-old retiree needs.
That's why we've developed specialized services addressing specific challenges at each stage of the retirement timeline. Choose the service that matches your current situation, or contact us for a tailored combination approach.
Our Core Services
Comprehensive Retirement Strategy
This is our flagship service for individuals and couples between 5 and 15 years from retirement. We conduct a complete financial assessment covering superannuation performance, contribution optimization, tax planning, investment allocation, and projected retirement income.
What's included:
- Full superannuation audit across all accounts
- Tax-effective contribution strategy
- Investment mix optimization based on risk profile
- Retirement income projection modeling
- 12-month implementation roadmap
- Quarterly review sessions for the first year
Ideal for: Professionals aged 50-60 who want to maximize their remaining working years and enter retirement with confidence.
$2,847 AUD
Self-Managed Super Fund (SMSF) Setup & Management
For those seeking maximum control over retirement investments, an SMSF offers flexibility and strategic advantages—but only if structured and managed correctly. We handle the entire lifecycle from establishment through ongoing compliance and optimization.
What's included:
- Complete SMSF trust establishment
- Regulatory compliance setup
- Investment strategy development
- Annual auditing and reporting
- Tax return preparation
- Ongoing strategic investment advice
Ideal for: Individuals or couples with $200,000+ in combined superannuation who want direct control over investment decisions.
$4,395 AUD (setup) + $1,650 AUD/year (ongoing management)
Age Pension Maximization
Most Australians don't realize the age pension is means-tested, not universal. Strategic asset restructuring can significantly increase your government entitlements while preserving wealth for legacy purposes.
What's included:
- Age pension eligibility assessment
- Asset and income test analysis
- Strategic restructuring recommendations
- Centrelink application support
- Gifting strategy guidance
- Annual review and adjustment
Ideal for: Retirees and near-retirees (60+) who want to maximize government benefits without compromising lifestyle.
$1,975 AUD
Superannuation Consolidation & Review
The average Australian has 2.4 superannuation accounts. Each additional account means duplicate fees, insurance premiums, and administrative complexity. We identify all your accounts, assess their performance, and consolidate strategically.
What's included:
- Lost super identification and recovery
- Performance comparison across all funds
- Fee analysis and cost reduction strategy
- Insurance coverage optimization
- Consolidation execution and verification
Ideal for: Anyone with multiple super accounts or those who haven't reviewed their fund in over three years.
$895 AUD
Pre-Retirement Planning (45-55 Age Group)
The decade before traditional retirement age is the most critical for wealth accumulation. Small strategic adjustments during this period create exponential long-term benefits through contribution timing, salary packaging, and investment positioning.
What's included:
- Contribution strategy optimization
- Salary packaging assessment
- Spouse contribution strategies
- Catch-up contribution planning
- Career transition impact analysis
- 10-year wealth projection modeling
Ideal for: Professionals in their peak earning years who want to maximize the final stretch before retirement.
$1,650 AUD
Estate & Legacy Planning
Superannuation doesn't automatically transfer according to your will. Without proper nominations and structures, your retirement savings may not reach your intended beneficiaries—or may transfer in tax-inefficient ways.
What's included:
- Binding death benefit nomination review
- Beneficiary tax impact analysis
- Testamentary trust recommendations
- Estate planning coordination with legal advisors
- Superannuation and will alignment
- Multi-generational wealth transfer strategy
Ideal for: Individuals and couples with significant superannuation balances who want to ensure tax-effective wealth transfer.
$2,275 AUD
Not sure which service fits your needs? Contact us and we'll recommend the optimal starting point based on your situation.
Get personalized recommendationsOur Service Philosophy
Every service includes transparent pricing with no hidden fees or ongoing commissions. You pay for strategic expertise, not product sales.
All strategies are delivered in plain language with clear implementation steps. We explain not just what to do, but why it matters and how it impacts your specific situation.
For ongoing services like SMSF management, you receive quarterly performance reviews and proactive strategy adjustments as legislation or market conditions change.
"The SMSF setup service paid for itself within the first year through fee savings alone. But the real value was the strategic investment guidance—something I couldn't have achieved managing it myself." — Robert K., Brisbane
Combination Packages
Many clients benefit from multiple services working in tandem. For example, pairing Comprehensive Retirement Strategy with Estate Planning ensures both income optimization and legacy protection.
We offer customized package pricing for clients pursuing multiple services. Contact us to discuss your specific needs and we'll provide a tailored proposal.